Student Loans

The Whitney Benefits student loan program provides interest-free student loans to Sheridan and Johnson County high school graduates.

New student loan applications open on October 1st. The deadline for Spring 2025 funding for new loans is March 1, 2025.

Whitney Benefits uses an online student loan application process. For the 2024 – 2025 academic year, you may be eligible to borrow:

  • Undergraduate: up to $24,000; up to $6,000 per academic year
  • Vocational: up to $24,000 
  • Graduate: up to $40,000
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Applying for a Student Loan

When completing the student loan application online, you will need to gather and submit the following documents:

  1. Official transcripts of all High Schools and Colleges attended.
  2. Most recent IRS Form 1040 filed by Applicant and both Co-Borrowers (Please submit only the first two pages of the 1040 or 1040EZ and please make sure that the copies are signed.) View an example of the required 1040.
  3. Proof of enrollment (acceptance letter or schedule).
  4. If you are attending vocational or graduate school, provide proof of the Cost of Attendance from the school you will be attending. For reference, the Cost of Attendance is available for regional schools and is updated as information becomes available.

Loan Requirements

Please review the Whitney Benefits Student Loan Terms and Conditions, available as a PDF.

LOANS ARE AVAILABLE TO:

  • Graduates of an accredited Sheridan / Johnson County High School.
  • Students who have obtained a GED from a Sheridan / Johnson County High School or Sheridan College.
  • Individuals who have had at least four years of continuous residency in Sheridan or Johnson County immediately before applying for a loan.
Sheridan College Student Life Photo

REQUIREMENTS:

Applicants must have:

  • A 2.5 cumulative grade point average from high school, or
  • A 2.25 cumulative grade point average from college.
  • Other Requirements Do Exist.

APPLICANTS CAN NOT:

  • Be related to a current Whitney Benefits Board member.
  • Be related to a Whitney Benefits employee.
  • Currently, have a loan from the Dodd and Dorothy L. Bryan Foundation, B.F. and Rose H. Perkins Foundation, or any other private foundation.
  • Be currently receiving a Daniels Fund Grant.

Whitney, in its sole and absolute discretion, has the authority to determine whether a student meets the qualifications for loan approval.

FREQUENTLY ASKED QUESTIONS
Review Frequently Asked Questions about FAFSA, after your loan application is submitted, funding deadlines and